In a tech-savvy world, owning a smartphone is a necessity rather than a luxury. However, considering the increasing price of flagship smartphones like the iPhone 14, not everyone can afford to pay the lump sum upfront. But what if you don't have a credit card? No worries! Its how to buy a phone on EMI without credit card.
One convenient way to get a phone on EMI without a credit card is by availing yourself of the financial services offered by various NBFCs (Non-Banking Financial Companies). One of such NBFC is Bajaj Finserv, which provides customers with the option to buy a phone on EMI without a credit card via their Bajaj Finserv Insta EMI Card.
The Bajaj Finserv Insta EMI card is designed to make your purchasing experience smooth and hassle-free. With this card, you can easily convert your big-ticket purchases into easily manageable monthly installments. You can use it in more than 1 lakh partner stores in around 1,900+ cities and buy the iPhone 14 on EMI with ease.
Benefits of the Bajaj Finserv Insta EMI Card
One of the advantages of this card is the pre-approved loan amount of up to Rs. 4 lakh that cardholders can avail of. Furthermore, the repayment schedule is flexible, ranging from 3 months to 24 months, meaning you can choose a tenure that best suits your financial condition.
Additionally, the Bajaj Finserv Insta EMI Card application process is simple, with minimal documentation required, thereby making it exceedingly convenient for patrons. The card also offers zero foreclosure charges, which means you can close your loan before the tenure ends without any extra charges. Plus, with the EMI Network Card, you can have access to a slew of offers, discounts, and deals that can further enhance your purchasing experience.
How to apply for the Bajaj Finserv Insta EMI Card
To apply for the Bajaj Finserv Insta EMI Card, follow these steps:
- Visit the official Bajaj Finserv website or download the Bajaj Finserv Wallet app.
- Click on 'Apply Now' under the EMI Network Card section.
- Fill in all the necessary details appropriately and submit.
- Complete the KYC process either online or by visiting the nearest Bajaj Finserv branch.
- Post verification, pay the nominal joining fee.
- Once your application is approved, the digital EMI Network Card will be available in your Bajaj Finserv Wallet.
Your Bajaj Finserv Insta EMI Card is now ready for use. With this, you can walk into any partner store, select the phone you wish to purchase, say an iPhone14, and convert the cost into easy EMIs.
In a nutshell, the concept of purchasing a phone on EMI without a credit card has never been more accessible, especially with financial instruments like the Bajaj Finserv Insta EMI Card. It offers extensive financial assistance, thereby ensuring that customers don't have to compromise on their preferences or stress about the payment process. It is decidedly a win-win situation for the modern consumer. So, gear up! Buy that dream phone on EMI and keep your worries at bay.
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